CONTRACTORS INSURANCE
Insurance built around the way you work.
Contractors and trades face very different risks depending on the work undertaken, people employed, contracts accepted and equipment used. We take the time to understand your business and arrange cover around the work you actually do.
Already insured? Send us your current policy schedule and we can use it as a starting point to review your existing cover and next renewal.
Already insured? Send us your current policy schedule and we can use it as a starting point to review your existing cover and next renewal.
Contractors Insurance built around your business
The right cover starts with understanding the work you undertake, your employees and subcontractors, your contracts, equipment and the risks you face on site.
Understand
We take the time to get to know your business, its risks and ambitions.
Identify
We identify potential insurance gaps and areas of concern.
Arrange
We approach suitable insurers to arrange appropriate cover.
Support
We remain here to support you when your business changes.
What is Contractors Insurance?
Contractors insurance is designed to protect tradespeople, contractors and construction businesses against the risks arising from their work.
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Cover can range from straightforward public and employers’ liability through to contractors combined insurance incorporating contract works, stock, tools, plant & equipment, premises cover legal expenses and more.
Who is Contractors Insurance for?
We arrange contractors insurance for a wide range of trades, construction businesses and specialist contractors, from sole traders and small firms through to larger businesses employing staff and subcontractors.
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Typical trades we can consider include:
General Builders | Electricians | Plumbers | Roofers | Groundworkers | Scaffolders | Carpenters & Joiners | Painters & Decorators | Bricklayers | Heating Engineers | Landscapers | Property Maintenance Contractors | General Building Contractors | Gas Engineers | Plasterers | Stonemasons | Tilers | Flooring Contractors | Kitchen Fitters | Bathroom Fitters | Window & Door Installers | Glaziers | Fencing Contractors | Driveway & Paving Contractors | Drainage Contractors | Civil Engineering Contractors | Demolition Contractors | Excavation Contractors | Plant Hire Contractors | Steel Erectors | Cladding Contractors | Shopfitters | Dry-Lining Contractors | Ceiling Contractors | Insulation Contractors | Air Conditioning Contractors | Ventilation Contractors | Refrigeration Engineers | Fire & Security Installers | Alarm Installers | Solar Panel Installers | Renewable Energy Contractors | Telecommunications Contractors | Data Cabling Contractors | Facilities Maintenance Contractors | Cleaning Contractors | Specialist Cleaning Contractors | Swimming Pool Contractors | Conservatory Installers | Loft Conversion Contractors | Extension Contractors | Renovation Contractors | Refurbishment Contractors | Housebuilders | Property Developers | Principal Contractors | Subcontractors | Multi-Trade Contractors
If your trade is not listed, please contact us. We can consider many other construction, contracting and specialist trade businesses.
What can Contractors Insurance cover?
Public & Products Liability
Cover for claims involving injury or property damage arising from your work, including claims from customers, the public and products supplied.
Tools and Equipment
Protection for tools and equipment used in your business, including cover options for items kept in vehicles or on site.
Employers Liability
Cover for claims from employees who suffer injury or illness arising from their work. Required by law for most businesses that employ staff.
Office, Yard & Premises Cover
Cover for contractors operating from an office, workshop, yard or other premises, including buildings, contents, stock and equipment.
Contract Works
Protection for work in progress, materials and temporary works against insured damage while a contract is underway.
Legal Expenses
Cover for certain legal costs and disputes, which may include employment issues, contractual disputes, tax investigations and other insured legal matters.
Owned and Hired-in Plant
Cover for plant and machinery owned by your business or hired for use on contracts, including excavators and access equipment.
Professional Indemnity
Cover for contractors providing design, advice or professional services. This may be included within some policies or arranged separately where required.
Already insured? Send us your current policy schedule and we can use it as a starting point to review your existing cover and next renewal.